A Monthly Credit in the amount of $20 will be added to your account at the start of your new month and will automatically be applied toward any purchase you make from your packs. This credit will expire every month and cannot be rolled over to the following month. At the start of your new month (i.e. your new billing cycle), a new Monthly Credit in the amount of $20 will be added again to your account. Monthly Credits can only be utilized for purchases from your packs and cannot be applied toward your monthly membership.